123PayStubs and PaystubHero are two popular options for businesses and individuals needing professional paystub generation services. While both platforms offer paystub creation capabilities, they take different approaches to pricing, features, and customer support.
This detailed comparison examines both platforms to help you make an informed decision based on your specific needs and budget requirements.
Overview of PaystubHero

PaystubHero operates as a Georgia-based accounting firm that has revolutionized paystub generation by focusing on what businesses actually need: reliability, security, and transparent pricing. The platform delivers professional payroll solutions without the frustrating add-on fees and technical headaches that afflict many competitors.
The company’s mission centers on providing comprehensive payroll documentation tools that work consistently, every single time.
Key Features
Below are the key features of PaystubHero:
Customizable Templates
Paystub Hero offers customers 10 template varieties with multiple design styles, not just color variations of the same layout. Users can select from distinctly different formats that match their business aesthetic and industry requirements.
Each template maintains professional standards that were all created with the user in mind. Ease, professionalism, and unique designs.

Complaint Calculation System
The platform automatically processes all payroll mathematics, including federal and state taxes, FICA contributions, and benefit deductions. PaystubHero’s calculation engine stays current with tax law changes and regulatory updates.
Users input basic information and receive accurate, compliant paystubs without manual calculation errors or outdated tax tables.
Streamlined User Experience
Paystub Hero guides users through each step with clear instructions and logical workflow progression. The interface eliminates confusion while maintaining comprehensive functionality.
The generator prioritizes efficiency without sacrificing the detailed control that businesses need for accurate payroll documentation.
Enterprise-Grade Security
PaystubHero implements advanced encryption protocols and clearly communicates its security measures to users. The platform protects sensitive employee and business data with industry-standard safeguards.
Security transparency gives users confidence when handling confidential payroll information, unlike platforms that remain vague about data protection.
Centralized Document Management

On PaystubHero’s website, users can access a personal dashboard that organizes all payroll documents in one secure location. This system enables easy retrieval of paystubs, tax forms, and employment verification documents across multiple devices.
The management system eliminates customers having to keep track of documents they purchase from our software.
Professional Customer Support
PaystubHero provides immediate live chat assistance with knowledgeable representatives. Users receive real-time help without waiting hours for email responses or dealing with automated systems.
Support directly impacts user experience, especially when handling time-sensitive payroll needs.
All-Inclusive Document Services
Beyond standard paystubs, PaystubHero creates employment verification letters, offer letters, and other business documents like W2 forms, 1099 forms, offer letters, invoices and more. This comprehensive approach eliminates the need for multiple service providers.
Having all documentation needs met through one reliable platform simplifies business operations and document management.
Pricing Structure

PaystubHero maintains straightforward pricing at $7.50 per paystub with no hidden fees or surprise charges. New customers also receive a 10% discount using code “Welcome10,” making the effective cost $6.75 for initial orders.
The transparent pricing model includes all features without additional charges for basic functionality like deposit slips, time-off tracking, or earnings customization.
Advantages
- Vast template variety with multiple design styles
- All-inclusive pricing with no hidden fees
- Advanced security with transparent data protection
- Live chat support for immediate assistance
- Centralized document management system
- Additional verification documents included
- Proven reliability without technical failures
Limitations
- Limited integration options with existing payroll systems
Overview of 123Paystubs

123PayStubs is a paystub generation platform that attracts users with its free first paystub offer, followed by $3.99 pricing for additional documents (with advanced features that can be added for an extra price.) The South Carolina-based company has built its reputation around its pricing and straightforward paystub creation.
The platform focuses on providing essential paystub functionality with optional add-on features to customize your experience based on specific business needs.
Key Features
Below are the key features of 123Paystubs:
Template Options and Customization
123PayStubs provides 1 template choice with various color options, allowing customers to match their brand preferences.
The template system emphasizes color coordination and basic styles rather than advanced different layout styles.

Standard Calculation Processing
The platform handles tax calculations for federal and state requirements, though users report accuracy issues and system reliability problems during peak usage periods according to Trustpilot.
Calculation functionality works when the system operates normally, but technical outages can disrupt critical payroll deadlines.
User-Friendly Interface
123PayStubs features a streamlined interface designed for quick paystub creation. Users can preview their documents and make corrections before finalizing, which helps ensure accuracy.
The platform prioritizes simplicity, making it accessible for users who prefer straightforward functionality over advanced features.
Security and Data Protection
123PayStubs implements SSL encryption to protect user data during transmission. The platform handles payment processing through standard secure methods.
For businesses requiring detailed security documentation, you may want to contact their support team for additional information about their data protection protocols.
Customer Support Options
Customer Support Options
123PayStubs offers customer support through email and chat channels. The support team assists with technical questions and platform guidance.
Response times typically range from immediate to up to 2 hours depending on support volume and complexity of inquiries, according to user reviews.
Pricing Structure
123PayStubs offers the first paystub free, then charges $3.99 for additional paystubs. However, essential features require additional fees according to their pricing structure:
- Deposit slip addition: $1.00 per paystub
- Time-off tracking: $1.00 per paystub
- Earnings and deductions: $2.00 per paystub
These add-on charges can increase the total cost beyond the base $3.99 price for users needing comprehensive paystub features.

Advantages
- Free first paystub offer
- Low base price for basic functionality
- Mobile app availability
Limitations
- Additional fees for common features (deposit slips, time-off, earnings)
- Template variety limited to color variations of one design
- Customer support response times can extend up to 2+ hours.
- Basic security information provided
Side-by-Side Feature Analysis
Here’s how PaystubHero and 123PayStubs compare across critical business factors:
Feature | PaystubHero | 123Paystubs |
Basic Pricing | $7.50 (all-inclusive) | $3.99 + multiple add-on fees |
Template Variety | Multiple distinct designs | 1 design with color variations |
Deposit Slips | Included free | $1.00 additional charge |
Time-Off Tracking | Included free | Not specified |
Earnings/Deductions | Included free | Limited to paystubs, W-2, invoices and 1099 forms |
Security Transparency | Clearly documented encryption | Vague SSL mention only |
System Reliability | Consistent uptime | Live chat support |
Customer Support | Live chat (immediate) | Email/chat (up to 2 hours) |
Critical Factors for Paystub Service Selection
Choosing the right paystub generator affects your business operations, employee satisfaction, and financial management efficiency.
True Cost Analysis
The advertised price doesn’t always reflect the total expense. With 123PayStubs, you’ll need to calculate additional costs for features like deposit slips ($1), time-off tracking ($1), and earnings customization ($2) on top of the $3.99 base price.
Consider how frequently you’ll need these features and multiply the add-on costs by your usage volume. For example, if you need all three features, each paystub actually costs $7.99 rather than the advertised $3.99. PaystubHero includes all these features in its $7.50 price, making it both simpler and more cost-effective.
Reliability and Uptime
The advertised price doesn’t always reflect the total expense. With 123PayStubs, you’ll need to calculate additional costs for features like deposit slips ($1), time-off tracking ($1), and earnings customization ($2) on top of the $3.99 base price.
Consider how frequently you’ll need these features and multiply the add-on costs by your usage volume. For example, if you need all three features, each paystub actually costs $7.99 rather than the advertised $3.99. PaystubHero includes all these features in its $7.50 price, making it both simpler and more cost-effective.
Support Quality and Response Time
Payroll issues often occur during time-sensitive periods when immediate support becomes crucial. While 123PayStubs offers email and chat support with response times up to 2 hours, PaystubHero provides immediate live chat assistance when you need help most.
Consider whether you need instant support or can work with delayed responses during critical payroll situations.
Security and Data Protection
Payroll data contains highly sensitive personal and financial information requiring robust protection. Platforms with unclear security measures or customer complaints about unauthorized charges present significant risks.
Verify that your chosen platform clearly communicates security protocols and demonstrates consistent data protection.
Making the Right Choice for Your Business
The decision between 123PayStubs and PaystubHero ultimately depends on your business priorities and payroll frequency.
Choose 123PayStubs if:
- You only need basic paystubs occasionally (a few times per year)
- You don’t require deposit slips, time-off tracking, or earnings customization
- You’re comfortable managing potential add-on costs as your needs grow
- Delayed customer support response times don’t impact your operations
Choose PaystubHero if:
- You generate paystubs regularly for your business or employees
- You want predictable, all-inclusive pricing without surprise fees
- Professional template variety and document management are important
- You need reliable uptime and immediate support for payroll deadlines
- Your business handles sensitive payroll data requiring transparent security measures
For most growing businesses and regular users, PaystubHero’s comprehensive approach eliminates the guesswork and hidden costs that can complicate payroll management over time.
Make the Switch to PaystubHero Today
Don’t let hidden fees and system failures disrupt your payroll process. Join thousands of businesses that have discovered the PaystubHero difference.
Create Your Professional Paystub Now →
✓ All-inclusive pricing at $7.50 – no hidden fees
✓ Use code “Welcome10” for 10% off your first order
✓ Genuine template variety, not just color changes
✓ Live chat support when you need help
✓ Proven reliability without technical outages
✓ Advanced security with transparent data protection
FAQs
Common signs of a fake pay stub include incorrect formatting, inconsistent fonts, misspelled words, math errors, round or even numbers, and a lack of important information such as taxes and deductions.
The easiest way to obtain pay stubs is through services like PaystubHero, where you can generate them quickly in a few minutes.
Another name for a pay stub is a paycheck stub, check stub or simply a stub.
PaystubHero is the better choice for most people. While 123PayStubs advertises $3.99, you'll actually pay $7.99 once you add essential features like deposit slips and earnings customization. PaystubHero costs $7.50 with everything included - no surprises.
You also get 10 professional templates (vs basic color variations), live chat support, and a secure dashboard to store all your documents. If you need paystubs for important things like loan applications or rentals, PaystubHero's professional quality and transparent pricing make it the smarter choice.